The short answer is no.  Advisors will likely follow the same path engineers have taken in recent years. They will adopt AI to deliver more client-focused advice, improve productivity, and serve more households. Clients, in turn, will use AI to verify what they are hearing and ensure they are asking the right questions. That matters because trust is not automatic today. For example, is the fee in line with industry norms? If an advisor recommends rolling over a 401(k) into a

Most people misunderstand what it means to “have a plan.”In PlanAssist® , we see a plan not as a document, but as a discipline, something...

A few years ago, I met with a couple preparing to retire. They had done many things right—saved diligently, paid off their mortgage, and...

When I first started in finance, I thought a plan was just paperwork. Clients wanted investments, not binders. But over time, I noticed...

When it comes to securing your financial future, having a clear and detailed plan is essential. A comprehensive financial plan acts as a...

The best way to reduce your risk of fraud is to never, ever give out your PIN or password and to avoid opening any texts or emails you...

I recently watched a thought-provoking video titled “Is Success Luck or Hard Work?” by Veritasium, which challenges our conventional...

This is a version of an email we sent to clients on April 6th, 2025 "In the short run, the stock market is a voting machine, but in the...

How should we allocate our investments if we are close to or in retirement with a populist president in office? It is easy for those who...

Navigating Life’s Crucial Decisions as You Approach 60 As we approach 60, life seems to accelerate—our bodies change, and the number of...

In my book , I discuss three principles that nearly everyone I've known who has successfully built wealth( Key to Building Wealth )...

As you approach retirement, you'll likely have several key assets, such as your home, retirement accounts , pensions, savings, Social...

In my book, I outline three core investment principles that can help individuals make better financial decisions: have a plan , be...

I recently wrote a book on making better financial decisions and have been doing podcast interviews to promote it. One question I get...

Like many crises, the retirement crisis facing baby boomers today was predictable; for those who grew up in the 1970s, watching a train...

Planning for financial independence is a crucial step in securing your future, and one of the most powerful tools you likely have is your...

Hi Client, Congratulations on taking the next step toward managing your financial decisions effectively. Enrolling in PlanAssist® is a...

Navigating financial decisions can be challenging, especially when it comes to accumulating and managing wealth. A critical element that...

Hi Client As with most services we pay for, it's wise for us as clients to periodically confirm that our payments align with industry...

Financial decision-making often appears daunting, leading many into a pattern of inaction. This hesitation can arise from fear of poor...